Pliant raises $80M to put AI agents on licensed B2B payment rails

Co-founders Malte Rau and Fabian Terner will use the Seaya Nova and Speedinvest-led round for US and Canada expansion after passing a company-reported $100M ARR.

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Primary source: Business Wire

Why it matters

AI agents are starting to touch corporate money, raising questions about permission, liability and audit. Pliant already operates regulated card issuing and payment accounts across Europe, so if finance teams let assistants prepare and route payments inside human-set limits, the licensed infrastructure underneath becomes the valuable layer. The $80M tests whether a Berlin-built platform can win that position in North America before the card networks and US spend platforms set the default.

A hand holds a black contactless card above an RW-branded payment reader on a warehouse counter.

Malte Rau and Fabian Terner started Pliant in Berlin in 2020 to fix the clunky way businesses handled payments, particularly in travel. On November 4th, 2026, Pliant announced an $80 million Series C led by Seaya Nova and Speedinvest, with participation from Illuminate Financial, Motive Partners and Molten Ventures.…

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