OpenAI 正在构建一个用于代理式购买的 ChatGPT Wallet
Windows ChatGPT/Codex 桌面应用程序包中的代码显示了安全的卡片输入以及用于保存支付方式的状态,这些支付方式可以被 ChatGPT 用来完成任务。
By Ryan Merket · Published · Updated
RUNTIMEWIRE INVESTIGATION — Scoop
Original reporting by RuntimeWire, based on reverse engineering.
为何重要
一个可重用的钱包将赋予 OpenAI 对代理任务支付层的控制权,从而在三月它曾将结账流程转向商家之后,重新开启原生电商。
Reporting record
Finding
The ChatGPT desktop client contains an unreleased ChatGPT Wallet flow for saving payment methods that ChatGPT can use while carrying out tasks.
How we verified
Methods: reverse engineering.
OpenAI’s production Windows desktop bundle contains a native announcement titled “Introducing ChatGPT Wallet,” alongside secure card enrollment, validation, save, retry and success states. The implementation references feature gate 3398492218, connector connector_openai_wallet and resource internal://wallet-vgs-card-enrollment. RuntimeWire surfaced the bundled interface in a controlled local test. Exact-name searches found no previous public report of ChatGPT Wallet.
RuntimeWire hashed and extracted the original ASAR without modifying it, searched the compiled assets for unreleased user-facing features, traced the Wallet components and their display conditions, and confirmed each patch target occurred exactly once. We then made byte-length-preserving changes to a cloned application, replaced the enrollment component with an introduction-only renderer and launched the clone. The setup action was deliberately disabled, and no payment information was entered. Public OpenAI materials and existing commerce coverage were reviewed to distinguish ChatGPT Wallet from previously announced Instant Checkout and PayPal support.
Tested versions:
- Windows package 26.803.10989.0
- bundled app 26.803.81509
- Codex build 6415
Reproduction
RuntimeWire independently reproduced the core finding.
The bundled client interface was reproduced locally. RuntimeWire did not test card enrollment, confirm account eligibility, establish that the backend connector was enabled or determine a release date.
File hashes
sha256:39c855f6a0db1cad89dc629edf2f9473b78a25b64fcb1445ece1022af6527755 original-app.asar
Company response
RuntimeWire requested comment; the company had not responded by publication time.

OpenAI 正在准备一款名为 ChatGPT Wallet 的支付产品,该产品将允许用户为 ChatGPT 保存银行卡以便在执行任务时使用,根据 RuntimeWire 在 Windows ChatGPT/Codex 桌面应用捆绑包 中发现的界面代码。

该应用捆绑包包含一个针对钱包的公告模态、一个安全的卡片输入会话,以及用于保存卡片、失败后重试和确认成功的独立状态。随附的文案告诉用户 ChatGPT 可以使用已保存的支付方式来执行任务。
RuntimeWire 通过在克隆的应用副本中绕过客户端显示条件公开了该公告。设置操作被禁用,未输入任何支付信息,且 RuntimeWire 并未确认其账户已启用钱包连接器或卡片登记后端。…
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